How to Successfully Work At Home with Your Own Home Business

To own your home business and to work at home are the two most often uttered phrases when an employee is asked what they would love to do instead of going to work every day. Perhaps it is the sense of accomplishment that goes hand in hand with owning a home business, or maybe it is the joy of being at home in familiar surroundings while still doing work that will earn you a check. Whatever the case may be, successfully working at home with your own home business is not something that happens by chance but instead something that needs to be planned.

Here are some tips on working at home with your own business:

Set up a home office. Working at home has many perks, but if you do not have a dedicated work space, you will not be able to enjoy them very much. After all, your business’ credibility will suffer if prospective customers hear the Disney channel in the background. Set apart some work space that will allow you to close a door or at least to be undisturbed by whatever goes on in another part of your home.

Set some office hours and stick to them. It is tempting to devote every waking hour to your new business, but keep in mind that doing so will not only lead to a quick burnout, but it will also counteract any positive experiences you could have while working at home – such as spending more time with your family, actually cooking them a nutritious breakfast, or being home and available when the school bus drops off the kids. It is not fair to your family to work during off hours!

Learn to say “no.” For reasons that may invite endless speculation, when friends and family hear that you are now working from home, many will take this as an open invitation to drop by and visit, request that you watch their kids, or run some errands. It is important to gently but firmly say “no” when these requests fall during your business hours. Remember, you took this step so you could be home with your family! If you begin toying with your business hours to help out everyone who asks, you will find yourself compromising the time you have scheduled for your family!

Be innovative, think outside the box, and do not be afraid to try something new. This is true especially when it comes to marketing your new business! If, for example, you run a pet grooming business and if you own a dog, go ahead and dress the little canine up in a cute costume and then hand out flyers at the local park.

As you can see, running a successful home business depends on your ability to work at home undisturbed and with all the discipline that working for an employer previously demanded.


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Frequently Asked Questions about Business Credit Cards

A business credit card is both a convenience and an effective way to track expenses. Cash transactions burden your accountant, the one responsible for making all of your entries work for tax purposes.

Whether a business credit card appeals to you for simplicity and convenience or because it provides good record-keeping, there is still so much more you need to know. for example, the annual fee for business credit cards can be higher than for personal credit cards.

You may have to pay as much as $150 a year for cards with more “benefits.” Perhaps you do not need additional benefits, however, so but just need to get credit for basic purchases. In this case, you should look for a card with an “introductory 0% APR [annual percentage rate].”

That means you pay no interest for a stated period, which can be from six months up to a year, or even more. This is great for a new business when so many expenses occur naturally in the first year. This is just like an interest-free loan.

The due date on your billing cycle is the absolute last day your payment must be received by the company. This is completely inflexible. Late fees can run as high as $35 or more for each late payment.

If you have a variable rate APR, you will find that the credit card company will increase your interest rate as a further penalty for chronic late payments. Some cards, like American Express, expect that you will pay the balance each month – in full. Know the terms before you choose a credit card -- meaning, read the fine print in their disclosure -- in order to find the right card to fit your particular situation.

The Annual Percentage Rate is the amount of interest you pay on the outstanding, or unpaid, credit card balance. Choose a fixed rate - not a variable rate. Not only can the company raise the rate for late payments, but a variable rate can be changed at any time, without warning or permission. That can be extremely tough on your company budgeting.

If you did end up with a variable or high rate card that may be getting painfully expensive, look for a new card with a free introductory transfer of balance offer. Moving your debt to the lower rate card can save you tons of money.

Late-paying clients put every business in a bind. If you need cash to tide the business over, you can get cash advances immediately from some credit cards. Be careful not to overuse this, however. Save it for real emergencies. The interest rate on cash advances is usually much higher than it is for purchases.

If you have a problem or need information fast, how can you get it? Is your credit card’s help system limited to web page FAQs, or can you connect with a live person? In shopping for a business credit card, contact the customer service number and see what kind of response you get. You want a credit card company that makes it easy for you to get support online or by telephone - for at least a major portion of the business day.

Do not go overboard applying for a business credit card if you are operating as a small business entity such as a DBA (doing business as). The credit will be built under your personal social security number, so you want to make sure you are really able to effectively manage the debt.

For more information on small business credit and even the best options for personal credit, no matter what your credit rating, please visit http://www.squidoo.com/yourcreditcards or http://www.zimbio.com/Credit+and+Debt.

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Carefully screened home business ideas, opportunities, product reviews, articles and just plain good advice on starting and maintaining your own successful home internet business!

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Reasons to Start a Home Business Work at Home Venture

There are many great reasons to start a home business work at home venture. Every day individuals are leaving their 9 to 5 office jobs to embark on work at home ventures. With all of the beneficial factors that are associated with home business, it is no wonder that individuals are intrigued and interested in these types of jobs. One will find that the positive attributes of working at home make home-based businesses quite popular.

Ability to Work and Care for the Children

The home business arena is booming for many reasons but one in particular is that it provides individuals with the opportunity to earn a living working from home and care for their children while doing so. The ability to work and care for the children at home is a highly desirable factor associated with owning a home business.

Convenience

The convenience factor is also readily visible in the home business sector. One who works from home has the convenience of not having to commute to and from work, ability to get to work as early as they want or as late as they wish and take breaks during the workday to tend to other important issues. The convenience of working from home is an extremely attractive quality.

Casual Environment

If one has had to wear suits to work each and every day in the past when they worked for a company or corporation, they are sure to appreciate the desire for a casual environment which they can obtain by working from home. Depending on the business one undertakes from home, they might just be able to go to work in jeans and a t-shirt. This is especially true if the venture is one which deals mainly with a technological aspect such as owning websites.

Cut Down Costs

An additional factor which individuals should keep in mind when they are interested in starting a home business is that it is a great way to cut down on extra costs. When an individual works outside of the home, they will most likely have to pay for certain items such as gas for the travel to and from work, tolls and lunches. If one owns a business outside of their home then the costs are sure to increase. By having a business at home one is able to cut down extra costs which are seen when working at an office outside of the house.

Conclusion

If one is looking to start a home business work at home venture, it is important to consider all of the beneficial factors relating to working from home. By reviewing the factors listed above, one is sure to appreciate the option of working from home even more.

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To find the best home based business ideas and opportunities so you can work at home visit:
http://www.MyKidsInheritance.com